If you will find numerous car loan offers made available by the best-specialized institutes, both banks, and financial companies: make a free loan quote and find the best car loan for you both quickly and easily and for new car purchases (or motorcycles, campers, boats) and for the purchase of used cars.
And thanks to the websites of the group to which Capital lender belongs, in addition to always finding the cheapest car loans of the day, you can also pay less for your policy.
How to do? Compare on the Capital lender the auto insurance and motorcycle insurance proposals of the 18 main direct insurance companies operating in our country: you will immediately save up to 50% on the cost of your insurance.
Below we illustrate the characteristics of the auto loans offered:
To apply for a car loan you must be resident in Italy and be between 18 and 70 years old.
Furthermore, to increase the probability that the request is successful, you need to have a good credit position (not to have been protested, not to have accumulated delays in the repayment of previous loans and not to request an amount disproportionate to your income and / or own repayment capacity).
Method of delivery
Unlike the finalized loan, in which the requested sum is paid to the reseller of the asset and / or service being financed, in the car loan the money is paid directly to the customer. Most of the affiliated institutions disburse the loans by direct credit to the applicant’s current account; some offer an alternative check.
Almost all the Institutions require reimbursement by direct debit on the applicant’s current account (RID) as this procedure offers greater guarantees of punctuality in repayments. Some Institutes accept, as an alternative, reimbursement through postal bulletins.
Normally no guarantee is required. In some cases however (e.g. when the amount requested is quite high compared to the applicant’s income capacity), an indication of a guarantor may be required.
Evaluation of requests
The evaluation of the requests is not the responsibility of Capital lender: the latter are sent to the institutions chosen by the customers after comparing the offers.
It is the same Institutes that collaborate without the evaluation independently and according to their own criteria.
Normally the feasibility opinion is given within two working days even if, in some cases, additional information is requested.