Not everyone realizes that a bad driving record can hurt your chances of getting compensated for a car accident. Some car insurance companies try to find an excuse to delay or deny car accident compensation. Driving records can also be used as an excuse to offer you less compensation than you need. If you have any concerns, speak to a Jackson auto accident attorney about your car accident.
What can harm a driving record?
Knowing what can hurt a driving record can be helpful. This might give you an idea of where you stand with the insurance company and your claim in the event of an accident. Conduct records are built from DMV points. Traffic violations and car accidents can increase the number of DMV points on a driving record.
Not only can higher points lead to being considered a high-risk driver, but they can also lead to driver’s license suspension. This could prevent someone from driving until their license is reinstated. Car insurance companies do this to save money because high-risk drivers are at greater risk of a car accident.
Every time someone files a car accident claim, the insurance company loses money. This is why insurance companies take driving records so seriously. Knowing what can hurt your driving record becomes important when you want to file an auto accident claim. Here are common examples of what can add DMV points to a driving record:
- Speeding tickets
- Charges for driving under the influence of alcohol or other drugs
- Break traffic laws
- car accidents
- Causing pedestrian accidents
The more serious the traffic violation or car accident, the more likely the driving record to be damaged. In some cases, driving records can be erased or improved. Try contacting an auto accident attorney in Jackson to learn more about your legal options.
How Driving Records Affect Accident Claims
There are several bad faith auto insurance tactics that are used to deny or delay accident claims. A damaged driving record with lots of DMV points can affect the amount of compensation you are offered. Car insurance companies might not be able to deny compensation based on a driving record, but they may try to use your driving record as an excuse.
However, when an insurance company uses bad faith insurance tactics, you may have the option of taking legal action. You may know you are dealing with bad faith insurance tactics if your adjuster:
- Deliberately uses confusing terminology to trap you in an unfair deal
- Denies your accident claim despite sufficient evidence
- Delays your accident claim with an unreasonable excuse
- Refuse to answer questions or negotiate
- Ceases communication for unknown reasons
- Fails to provide reasons for refusals or delays
Jackson Motor Vehicle Accident Lawyer
Confronting an auto insurance company with a poor driving record can seem daunting. Please feel free to call the German Law Firm, PLLC today at (607) 487-0555 to speak with a Mississippi multi-vehicle accident attorney for a consultation. Our team of lawyers can help you increase your chances of getting compensation for lost wages, pain and suffering, and medical expenses. We can be found in Jackson, Madison, Gulfport, Oxford and other Mississippi cities.