How should you respond to a weak settlement offer?


After having suffered serious injuries in an accident, you may be able to hold the negligent party responsible for their actions and obtain financial compensation. Often a victim of an injury accident will file a claim with the other party’s insurer.

Insurance companies are notorious for trying to pay victims little or nothing for their injury. Insurance companies don’t want to have to pay victims for their damages and will do everything they can to minimize the amount they have to compensate victims. When a victim works with an attorney, they have greater legal protection against lowball offers. A lawyer will understand the fair value of a claim and will fight to ensure that their client is not treated unfairly.

What should you do if your settlement is too low?

If you haven’t consulted a lawyer, you may unknowingly accept an unacceptably low offer from a claims adjuster. It is common for adjusters to try to offer a settlement quickly to close the case and reduce the amount they will be required to pay. Insurance companies know that if they can catch victims soon after their accident, they will be more vulnerable and likely to give them information that could jeopardize their claim or be willing to accept a low settlement offer.

It is very important that victims understand these tactics and their rights after an accident. It is always recommended that you never speak to adjusters without the permission or presence of a lawyer. If an insurance adjuster calls before a victim has a chance to contact an attorney, simply tell the adjuster that you are waiting until you have spoken with your attorney before discussing your accident with them. This alerts the adjuster that you understand your rights and will not allow them to take advantage of you.

If you plan to pursue your claim without the help of an attorney, being vigilant and wary of early settlement offers can help you refrain from accepting an offer that is far too low for what your damages actually are. When a settlement is offered to you, you are not obliged to accept it. You may decide to have your case assessed by a personal injury lawyer to better understand the value of your claim. Your attorney can then manage communications and negotiations with the adjuster so you can focus on heal from your wounds and pick up the pieces of your life.

Speak to a Jackson Personal Injury Lawyer Today

Injury victims in Jackson can call Jackson personal injury lawyer to the German law firm, PLLC to have their claim handled competently. To schedule a free consultation, please call Bob Germany, a Jackson personal injury attorney with Germany Law Firm, PLLC today at (601) 487-0555.


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