Tactics Insurance Companies Use to Avoid Paying Claims


Not all car insurance companies are fair when they offer car accident compensation. Some people find themselves agreeing to unfair agreements that they cannot undo. Insurance agents are encouraged by some insurance companies to deceive customers and delay payment of claims. You may not have to give up if your request has been rejected. Talk to a bad faith lawyer from Jackson Insurance who can help you.

Common Insurance Company Tactics

Knowing the most common insurance company tactics can help you avoid falling into an unfair deal. Some insurance companies will deny or delay claims for insufficient reasons. Insurance agents will do this by making false excuses as to why a claim was denied or delayed.

Beware of repeated excuses to delay your claim. Insurance agents sometimes use the tactic of delaying a claim until the statute of limitations has passed. Once this happens, you will no longer be able to file a personal injury claim. This could prevent you from receiving the compensation you need.

Insurance companies will also use the tactic of denying claims despite the evidence provided. A red flag of this is if you submitted substantial evidence and your application was still rejected. This could be bad faith insurance in some cases. Consider contacting a Jackson bad faith insurance attorney if you have reason to believe.

Confusing customers with complex terminology is not uncommon. This is often used to trick people into giving up their rights to compensation. Ambiguous legal clauses are used by some insurance companies to avoid paying claims. Working with an experienced attorney who can read contracts can help you avoid falling into this trap.

Do insurance companies check social media?

Not everyone realizes that insurance companies also check social media. It is a method in the accident investigation process of the insurance company. What happens is that the adjuster will monitor all of your social media accounts to check for any inconsistencies.

Posting a photo of you smiling or being active when the adjuster thinks you should be inactive could hurt your claim. The same goes for posting photos of your vehicle in better condition than what you stated in your accident report. Facebook, Instagram, Twitter and other social media platforms are all accessible.

There are ways to protect yourself from this. You can make your social media accounts or certain messages private. Not posting until your claim is fully paid is another potential solution. It is also important to be as honest as possible when submitting your application. The last thing you want is to be accused of fraud.

It may be helpful to seek advice from an experienced lawyer. A lawyer can work with you to build a strong auto accident claim. You may not have to deal with insurance company tactics alone.

Bad Faith Insurance Lawyer in Jackson

Dealing with insurance company stuff can be confusing and stressful. Feel free to contact Germany Law Firm, PLLC at (607) 487-0555 today to speak with a Mississippi multi-vehicle accident attorney for a consultation. Our legal team can work with you to maximize your compensation for medical expenses, pain and suffering, and lost wages. We serve customers in Jackson, Madison, Gulfport, Oxford and other Mississippi cities.


Comments are closed.